Better Home Loan

Make your home cheaper to run – now and for years to come

 

Tired of high energy bills and a home that’s hard to heat? The Better Home Loan helps you invest in the right improvements – feel more comfortable at home and do your bit for a greener, more sustainable future.

 

We’re working in partnership with People Powered Retrofit, who provide expert support and independent advice on home energy upgrades.

SoundPound provides the finance you need to make the work happen — fairly and transparently.

 

Together, we make it easier for homeowners to choose the right improvements, find ethical contractors, and spread the cost in a way that feels affordable.

 

This is a practical, low-stress way to upgrade your home without getting stung — and yes, saving the planet along the way is a bonus!

 

Scroll to our Credit Union Matcher to get going!

What is the Better Home Loan?

  • The Better Home Loan is designed specifically to fund home upgrades that aim to:

     

    1. Cut your energy bills
    2. Make your home warmer, safer and more comfortable
    3. Reduce carbon emissions

  • You can use it for improvements like:

     

    • Loft, cavity wall or solid wall insulation
    • New windows and doors or secondary glazing
    • Draught-proofing and ventilation upgrades
    • Low-carbon heating such as heat pumps
    • Smart heating controls and efficiency measures
    • Solar panels and other approved energy-saving solutions

     

    If the work will help your home cost less to run, this loan is built for it.

A trusted partnership: advice + fair finance

Improving your home should feel empowering — not overwhelming.

People Powered Retrofit

Provide independent guidance, planning help and signposting to ethical contractors, so you know the work you’re paying for will genuinely cut your bills.

SoundPound

Provides clear, fair finance through local community credit unions, helping you spread the cost without hidden fees or pressure.
You stay in control of every decision. We simply give you the information and tools you need to feel confident.

Credit Union Matcher

Use this easy tool to match with a credit union in Greater Manchester that currently offers Green finance loans.
Search for your employer or your postcode to find your SoundPound credit union.

Support to get the right work done – not just more work done

 

A retrofit done badly can cost more than it saves.

A retrofit done right pays for itself over time.

 

Through our partnership:

  • You get independent, expert guidance

    People Powered Retrofit help you:

    • Understand where your home wastes heat
    • Prioritise improvements that give maximum impact for your budget
    • Avoid unnecessary upgrades and overselling

  • You get signposted to trusted, ethical contractors

    You’re encouraged to get multiple quotes and take your time — no favoured installers, no kickbacks.

  • You get finance that fits your plan

    Whether you’re doing one improvement now or several over time, SoundPound helps you choose repayments that feel comfortable and realistic.

Who is this for?

 

The Better Home Loan is designed for anyone who wants to improve their home but isn’t looking for luxury upgrades or pushy sales tactics.

 

It could be right for you if:

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    Your home is hard to heat or your bills feel too high

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    You want to invest in improvements but need to spread the cost

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    You want straight answers and a fair deal — not a sales pitch

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    You like the idea of reducing carbon as long as it makes financial sense

How it works

 

  1. Talk to People Powered Retrofit about your homeGet impartial guidance on what upgrades will give you the best savings.
  2. Get quotes from ethical contractorsNo obligation, no pressure, no installer commissions.
  3. Apply for the Better Home Loan with SoundPoundWe explain interest, repayments and total cost clearly before you decide.
  4. Take your timeIf it doesn’t feel right, you can walk away — no fees and no push
  5. Get the work done and feel the differenceA home that’s warmer, cheaper to run, and ready for the future.

Ready to explore your options?

 

You don’t need to have all the answers — that’s what we’re here for.

Start your journey with:

  • Independent retrofit support from People Powered Retrofit
  • Fair, transparent finance from SoundPound credit union partners

 

Upgrade your home. Cut your bills. Spread the cost fairly.

Saving the planet whilst you’re at it is just a bonus.